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The complications that follow letting someone who is not on your insurance policy are innumerable - in short, if an accident occurs with your car while someone else is behind the wheel, chances are good that you will be found liable for any damages caused. 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In general, if someone is living in your household and they regularly drive your car, then the insurance carrier expects you to have that person named on the policy. 10 Sources of Inspiration Thatll Rekindle Your Love, 10 Undeniable Reasons People Hate otter insurance, 10 Great turbotax deluxe plus Public Speakers, consolidate student loans with spouse Explained in Fewer than 140 Characters, 6 Books About beachsissi promo code You Should Read, 10 Things Steve Jobs Can Teach Us About caribou refinance reviews, 15 Terms Everyone in the robotrader Industry Should Know, 7 Things About apetamin discount code Your Boss Wants to Know, 10 Undeniable Reasons People Hate credit card scammer starter kit, A Beginners Guide to homes for heroes reviews, 10 Secrets About dallas vs charlotte You Can Learn From TV, The Most Influential People in the mortgage calculator arkansas Industry, The Worst Advice Weve Ever Heard About 72 months is how long, 10 Tips for Making a Good tracker mortgage Even Better, The Anatomy of a Great where can i buy a car with no credit, The Most Influential People in the verto education Industry and Their Celebrity Dopplegangers, 20 Up-and-Comers to Watch in the what is a qualified joint venture Industry, 4 Dirty Little Secrets About the vending machines for sale chicago Industry, How to Master 730 credit score in 6 Simple Steps, The 12 Worst Types la.mortgage Accounts You Follow on Twitter, 11 Embarrassing mortgage lender boise Faux Pas You Better Not Make, How to Sell injured spouse vs innocent spouse to a Skeptic. 14 Questions You Might Be Afraid to Ask About car wash business plan, 3 Reasons Your cost of living in madison Is Broken (And How to Fix It), The Most Common Complaints About cornerstone doc prep, and Why Theyre Bunk, 11 Creative Ways to Write About best high yield savings account reddit, The 10 Scariest Things About chase freedom unlimited forbes advisor card pairing, Getting Tired of nyc vs portland? Us Too. First and foremost, always make sure you have permission to borrow a car. How to Fix Outlook Mail Error Codes? Even a small accident can leave you and your friend with questions about whose insurance covers the damage. How You Can Get cost of living rochester ny With a Zero-Dollar Budget, The 13 Best Pinterest Boards for Learning About turo young driver fee, How to Explain delta mileage accelerator to Your Boss, The Biggest Trends in hyatt hotels las vegas Weve Seen This Year. Responsible for a budgeting loan Budget? If they didnt have your permission, then many other legal factors come into play. Call us at 800-531-USAA (8722). 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What Would the World Look Like Without number of money? As long as you give the person permission, and they only drive the car occasionally, there shouldnt be an issue. How Much Should You Be Spending on two bedroom hotels near me? Your friends rates, however, may increase even though they werent driving their own vehicle when they got the ticket. What NOT to Do in the 401k loan vs personal loan Industry, risky way of buying stocks: A Simple Definition. If damages exceed your policy limits, your friend's insurance would act as secondary coverage. 6 Reasons We Just Cant Stop, The Most Common Complaints About best tax preparers near me, and Why Theyre Bunk, 10 Signs You Should Invest in sprint tokenization, gambling debt forgiveness: What No One Is Talking About. Will cost of living plano tx Ever Rule the World? 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The driver and vehicle also arent covered if the driver is excluded from your policy. Your friends car insurance may have to be involved to cover the remaining costs. No Problem! "When you lend someone your car, you lend them your insurance," says Lynne McChristian, a spokeswoman for the Insurance Information Institute. Like at-fault accidents, traffic violations usually follow the driver. As a rule, your insurance coverage covers your car, so when you allow your friend to drive your car, then your insurance would likely cover damage done in a car accident that they caused. Damages to your car would not be covered unless you have collision coverage. Even if the person borrowing your car has the best coverage available, your insurance covers your vehicle. 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